Technology can help us understand and use learning psychology, but there are some big challenges that can make it hard to be effective. Here are four main problems:

1. Accessibility Issues: Not every student has the same chance to use technology. This creates a "digital divide" where some kids have more resources than others. It can make learning even harder for those who already struggle.

2. Cognitive Overload: There is so much media and information available that it can be confusing. When students are flooded with too much content, it can overload their brains and actually slow down their learning.

3. Reduced Engagement: Technology can sometimes be distracting. With social media and other non-educational sites all around, it’s easy for students to get sidetracked and lose focus on their schoolwork.

4. Inadequate Personalized Learning: Even though we have tools that can help create personalized learning experiences, many programs treat everyone the same. They don’t always meet the individual needs of each student.

To solve these problems, schools can:

• Start programs that help all students get access to technology.
• Create easy-to-use platforms that don’t overwhelm students with too much information.
• Use games and fun interactive materials to keep students engaged.
• Put money into better analytics tools that really help create personalized learning paths, making sure every student's needs are recognized and met.