When deciding between client-server and peer-to-peer (P2P) networking, there are some important money matters to think about.

Initial Setup Costs:

• Client-Server: Setting up a client-server network usually costs more at first. This is because you need special servers, software licenses, and help to set everything up. Expect to pay between $1,000 and$10,000, depending on what you need.
• Peer-to-Peer: A P2P setup can save you money right from the beginning. You can use computers you already own, and you often don't need fancy equipment. Costs can be as low as $100 if you're just getting basic software.

Maintenance Costs:

• Client-Server: After setup, you'll also spend money on keeping the system running. You’ll need IT help for server maintenance and security updates. This can cost between $500 and$5,000 each year.
• Peer-to-Peer: P2P networks usually have lower maintenance costs. Each person can take care of their own computer, which cuts down on the need for IT support. You might spend around $100 to$300 for occasional help.

Scalability:

• Client-Server networks can become expensive if you want to grow, needing more servers and licenses.
• On the other hand, P2P networks are more flexible and can grow with your needs without a lot of extra costs.

In my experience, the best choice really depends on what your organization needs and what resources you have!